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Authors

The surveyors, growers and drawers who write here, and the ground each of them keeps returning to.
Ian Smith
Ian Smith

I'm Ian Smith, VP of Lending at Rate, based in Charlotte. I help real estate agents close more deals and buyers understand exactly what's happening with rates, one Weekly Wrap at a time.

Ian Smith

@thecltmortgageguy

VP of Lending at Rate · NMLS #1465241

2015 Ayrsley Town Blvd, Suite 202 Office 222 Charlotte NC, 28273

© 2026 Ian Smith | thecltmortgageguy.
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